Insurance & Billing

At Health In Motion, we’ve made billing simple for you.

The road to recovery can be frustrating enough without having to jump through hoops to figure out your billing. That’s why we’ve made billing simple.

Here’s how it works:

First, we verify your benefits for you so that you know roughly what to expect for costs based on what your insurance will cover for your Physical Therapy appointments.
When you visit, we collect any copay that is due at the time of service and apply it to your account with us.
We take care of submitting a claim to your insurance company so they are aware of your appointment. It can take the insurance company around 45 days to process a claim.
Once it has been processed, we review the claim and will let you know if you have a balance or whether you will have a refund due to overpayment.

Insurance

Health In Motion works with the majority of insurance carriers. Health in Motion is part of the clinically integrated Aspirus Health Network. Check the list below for your insurance provider. The following list is not an all-inclusive list of insurance companies that are in network at Health In Motion.

Aetna
All Savers
Alliance Employer Cooperative
Anthem Blue Cross Blue Shield
Aspirus Health Plan
Champ VA
ChoiceCare
CIGNA
First Health
Forest County Potawatomi
Group Health Cooperative of Eau Claire
HealthPartners
HealthSmart (formally known as Interplan Health Group)
Humana

Medicaid - (Most Plans)
Medicare - including all replacement plans
MultiPlan, Inc.
Network Health
Northcentral Employers Healthcare Alliance (NEHA)
OptumServe - VA Community Care Program
Security Health Plan (SHP)
Sentry Insurance
TriCare
UMR
United Healthcare (UHC)
Wisconsin Educators Association Trust (WEA)
Wisconsin Physician's Service (WPS)
Accepts Worker's Compensation

If you are unsure whether or not we accept your insurance, or if you have questions about your benefits, please call our billing office at or email us at [email protected].

Don’t let the stress of billing and insurance stand in between you and a pain-free life. We’re here to help you every step of the way.

Free Screen

We also provide a Complementary 15 Minute Consultation with a Physical Therapist.

Schedule a Free Screen today!

Do you have a High Deductible Health Plan?

If you’re wanting to seek care but you’re worried about the cost and not sure how your health plan works, you’re not alone. Navigating the healthcare system can be stressful—financially, emotionally, and physically. But as we know, putting off care now leads to needing more care later…and spending more later, as well. This is especially true of musculoskeletal injuries and conditions. It’s a fact that getting Physical Therapy early on results in less imaging, medication, and surgery. Many have avoided any imaging, medications, injections, or surgery through seeing a physical therapist first!

Let us help you get the care you need without breaking the bank. We’re well versed in High Deductible Health Plans and have a variety of options at our disposal to ensure that you’re not putting off feeling better due to cost concerns. Have you asked about our Value Card? Our Value Card option is $420 for six (6) 30 minute sessions paid upfront as well as a Self Pay option which is a pay-as-you-go option.

Here’s what you need to know:

What is a High Deductible Health Plan?

A High Deductible Health Plan (HDHP) is an insurance plan that requires patients to pay a large amount of their healthcare costs out of pocket before their insurance kicks in to help lighten the load. According to the IRS, in 2021, a health plan is considered an HDHP if….

The deductible is $1,400 or more, for individuals
The deductible is $2,800 or more, for families

YIKES. SO HOW CAN HEALTH IN MOTION HELP ME?

At Health In Motion, we’re committed to providing our patients with the highest quality care, and that doesn’t just mean on the treatment table. We’re always searching for options to make physiotherapy a reality for each and every one of our patients, regardless of their financial situation. Thus, we offer a variety of affordable payment and financing options, including:

FLEXIBLE SPENDING ACCOUNTS & HEALTH SAVINGS ACCOUNTS

Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) are a great option for those looking to use pre-tax dollars to pay for physical therapy.

Flexible Spending Accounts are set up through your employer and must be used by the end of each enrollment year. Health Savings Accounts allow you to spend money on qualified health expenses or medical costs not covered by your insurance. There is no deadline for withdrawing funds from an HSA, and unlike FSAs, anyone can set one up. All plans are different – it’s best to contact your insurance provider for details on eligibility and benefits.

ACCEPTED INSURANCE PLANS

We accept a variety of health insurance plans for patients needing musculoskeletal care. We’ll work with you and your health plan to make the payment process as easy and hassle-free as possible. For more information or questions on coverage, please contact your insurance agent or give your local clinic a call.

DO I NEED A REFERRAL?

Only if you are a Worker's Compensation patient.

The Bottom Line:

Don’t delay or avoid physiotherapy due to your high deductible plan. If you have questions about your specific plan, payment options, or the Value Card process, let’s discuss it! Our friendly, knowledgeable billing team can help.